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General » rec.autos.driving » Auto accident story - with a twist
| Auto accident story - with a twist [message #795896] |
Mon, 25 February 2008 21:11 |
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Yeah this is not your typical car accident story - it's got some
definite plot twists.
Okay so 1:30 AM Sunday I'm sitting at a red light, in a chicago
suburb. Boom! I'm rear ended. It didn't appear that the car behind me
was going that fast, so although my head snapped back and my neck
hurt, it wasn't anything serious. Only a *very* slight soreness, and
stiffness. And when I got out of the car and checked my back bumper, I
didn't see any serious damage at all. Just some paint scratches
really, and some very small indentations on the plastic bumper.
Although I still should have called a cop out to the scene, for
whatever reason I let myself be persuaded by the other driver when he
asked if we could avoid the police and insurance companies. He offered
to give me cash equal to my deductible, which I accepted.
So here it is the next day, and all day long I'm having second
thoughts. Maybe there's hidden damage on my car that I couldn't see?
Maybe my neck and shoulders have some kind of injury that won't
surface until a few days or weeks later? Should I go to the doctor and
get it checked out? So maybe I should have filed a report with the
police at the time of the accident?
So all day long I'm contemplating going down to the police dept. and
filing a report. And what finally made up my mind to do just that? In
the daytime, looking at my back bumper, I see the license plate
numbers of the other car IMPRINTED ON MY BACK BUMPER! The red paint on
the numbers transferred them right over. It was as if someone took a
red stencil! Unbelievable!
At the police dept. they had never seen this happen with license plate
numbers before. They couldn't get over it. They went ahead and filed a
report, and told me they would try and track down the driver, using
the license plate numbers imprinted on my back bumper.
So my questions are:
1. A body shop estimates the repair costs of my back bumper to be
$650. No other frame damage was found. My collision deductible is
$500. Is it even worth it to make a claim? My insurance company told
me that even if the other driver is tracked down, and his insurance
company is asked to reimburse my insurance company, it will still go
down on my insurance record as an "incident." Even though it was not
my fault. What are the consequences for my having "incident" like this
on my record?
2. If the police are able to track down the other driver, what are my
chances in attempting to deal with his insurance company only, and
avoid getting mine involved? Do they have a case to contest this,
since I didn't report the accident until 20 hours later? Are license
plate numbers imprinted on my back bumper enough proof that his car
did in fact hit mine? And I'm perfectly willing to return the money
the other driver gave me.
3. Besides any property damage to my car, is the other insurance
company responsible for any medical expenses I may incur if I go and
get my neck checked out?
4. As if there weren't enough; one more plot twist. The other driver
mentioned that the vehicle he was driving (it was a truck or SUV) was
a rental. If that was in fact the case, does that make it more or less
difficult for me?
For anyone who wants to try and take a stab at giving me some insight
on this situation, it would be greatly appreciated. Thanks!
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| Re: Auto accident story - with a twist [message #795898 ] |
Mon, 25 February 2008 21:16 |
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In article <8ff6b62c-f35a-42d8-831c-03d96c3941f2 [at] 64g2000hsw.googlegroups.com>, starved [at] rock.com wrote:
> 1. A body shop estimates the repair costs of my back bumper to be
> $650. No other frame damage was found. My collision deductible is
> $500. Is it even worth it to make a claim? My insurance company told
> me that even if the other driver is tracked down, and his insurance
> company is asked to reimburse my insurance company, it will still go
> down on my insurance record as an "incident." Even though it was not
> my fault. What are the consequences for my having "incident" like this
> on my record?
It depends. For me it has never counted against me. I've been hit a few
times. I even called my insurance when the person that hit me was going
to pay out of pocket. I wanted to be covered just in case. When they
don't pay it's nothing to them.
> 2. If the police are able to track down the other driver, what are my
> chances in attempting to deal with his insurance company only, and
> avoid getting mine involved? Do they have a case to contest this,
> since I didn't report the accident until 20 hours later? Are license
> plate numbers imprinted on my back bumper enough proof that his car
> did in fact hit mine? And I'm perfectly willing to return the money
> the other driver gave me.
If you already have the $500 cash, well that complicates stuff.
> 3. Besides any property damage to my car, is the other insurance
> company responsible for any medical expenses I may incur if I go and
> get my neck checked out?
yes.
> 4. As if there weren't enough; one more plot twist. The other driver
> mentioned that the vehicle he was driving (it was a truck or SUV) was
> a rental. If that was in fact the case, does that make it more or less
> difficult for me?
Depends on how good the rental company was in keeping info and getting
them to release it.
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| Re: Auto accident story - with a twist [message #795900 ] |
Mon, 25 February 2008 21:46 |
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On Feb 25, 12:11 pm, star... [at] rock.com wrote:
> Yeah this is not your typical car accident story - it's got some
> definite plot twists.
>
> Okay so 1:30 AM Sunday I'm sitting at a red light, in a chicago
> suburb. Boom! I'm rear ended. It didn't appear that the car behind me
> was going that fast, so although my head snapped back and my neck
> hurt, it wasn't anything serious. Only a *very* slight soreness, and
> stiffness.
> So here it is the next day, and all day long I'm having second
> thoughts. Maybe there's hidden damage on my car that I couldn't see?
> Maybe my neck and shoulders have some kind of injury that won't
> surface until a few days or weeks later? Should I go to the doctor and
> get it checked out? So maybe I should have filed a report with the
> police at the time of the accident?
> 3. Besides any property damage to my car, is the other insurance
> company responsible for any medical expenses I may incur if I go and
> get my neck checked out?
The real soreness doesn't happen right away. Definitely get your neck
checked out though.
About a month ago, I walked past a house in my neighborhood with a car
with a smashed windshield in the driveway. I thought it was
vandalized, but I saw that the windshield was smashed only on the
passenger side. Then I noticed that the smashed part bulged outwards,
not inwards. Finally I saw that the front drivers side tire was
shredded, and there was some sheet metal damage on that corner of the
car. So I have to think that somebody's face smashed the windshield.
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| Re: Auto accident story - with a twist [message #795901 ] |
Mon, 25 February 2008 21:53 |
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In chi.general Brent P <tetraethylleadREMOVETHIS [at] yahoo.com> wrote:
> In article <8ff6b62c-f35a-42d8-831c-03d96c3941f2 [at] 64g2000hsw.googlegroups.com>, starved [at] rock.com wrote:
>
>> 1. A body shop estimates the repair costs of my back bumper to be
>> $650. No other frame damage was found. My collision deductible is
>> $500. Is it even worth it to make a claim? My insurance company told
>> me that even if the other driver is tracked down, and his insurance
>> company is asked to reimburse my insurance company, it will still go
>> down on my insurance record as an "incident." Even though it was not
>> my fault. What are the consequences for my having "incident" like this
>> on my record?
>
> It depends. For me it has never counted against me. I've been hit a few
> times. I even called my insurance when the person that hit me was going
> to pay out of pocket. I wanted to be covered just in case. When they
> don't pay it's nothing to them.
>
>> 2. If the police are able to track down the other driver, what are my
>> chances in attempting to deal with his insurance company only, and
>> avoid getting mine involved? Do they have a case to contest this,
>> since I didn't report the accident until 20 hours later? Are license
>> plate numbers imprinted on my back bumper enough proof that his car
>> did in fact hit mine? And I'm perfectly willing to return the money
>> the other driver gave me.
>
> If you already have the $500 cash, well that complicates stuff.
>
>> 3. Besides any property damage to my car, is the other insurance
>> company responsible for any medical expenses I may incur if I go and
>> get my neck checked out?
>
> yes.
>
>> 4. As if there weren't enough; one more plot twist. The other driver
>> mentioned that the vehicle he was driving (it was a truck or SUV) was
>> a rental. If that was in fact the case, does that make it more or less
>> difficult for me?
>
> Depends on how good the rental company was in keeping info and getting
> them to release it.
if it was a rental why did they just pay $500 to make things go away?
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| Re: Auto accident story - with a twist [message #795916 ] |
Mon, 25 February 2008 22:44 |
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>
> Although I still should have called a cop out to the scene, for
> whatever reason I let myself be persuaded by the other driver when he
> asked if we could avoid the police and insurance companies. He offered
> to give me cash equal to my deductible, which I accepted.
>
You accepted his offer. Case closed. Why should you be allowed to re-
open the negotiation?
Not only did you accept his offer, but he completed his part of the
bargain. If (for example), you fixed the damage for $100, you could
have pocketed the remaining $400 as pure profit. You were under no
obligation to return the $$$ if there was no damage, either.
You made an agreement. Abide by your agreement.
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| Re: Auto accident story - with a twist [message #795919 ] |
Mon, 25 February 2008 22:59 |
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On Feb 25, 3:11 pm, star... [at] rock.com wrote:>
> He offered
> to give me cash equal to my deductible, which I accepted.
Why would *your* deductible apply...?!
I think you may have a concussion.
> Maybe my neck and shoulders have some kind of injury that won't
> surface until a few days or weeks later? Should I go to the doctor and
> get it checked out?
And a dentist.
> So maybe I should have filed a report with the
> police at the time of the accident?
Eh, you're *probably* OK there since the property damage was slight,
no vehicles were towed, and there were no serious injuries requiring
emergency medical response.
> So my questions are:
>
> 1. A body shop estimates the repair costs of my back bumper to be
> $650. No other frame damage was found. My collision deductible is
> $500. Is it even worth it to make a claim? My insurance company told
> me that even if the other driver is tracked down, and his insurance
> company is asked to reimburse my insurance company, it will still go
> down on my insurance record as an "incident." Even though it was not
> my fault. What are the consequences for my having "incident" like this
> on my record?
Depends on your driving record so far, and your insurance company, and
your age category.
If this is your first reported incident, and you're 25 or older, and
your insurer is not one of those high-risk companies the consequences
are probably nil... except that you are statistically likely to be
involved in another incident within 12 months.
If you are found at-fault for that incident, expect a rate increase,
if you're lucky.
And, since you've already "reported" the incident to your insurer you
might as well file a claim since they are going to count it as a claim
anyway.
Never, ever, call your insurer with questions about coverage. A
question on whether you are covered for, say, a fire in your car, will
be interpreted as- "you had a fire in your car".
> 2. If the police are able to track down the other driver, what are my
> chances in attempting to deal with his insurance company only, and
> avoid getting mine involved?
The point is moot.
> Do they have a case to contest this,
> since I didn't report the accident until 20 hours later?
No, probably.
> Are license
> plate numbers imprinted on my back bumper enough proof that his car
> did in fact hit mine?
Probably, unless the other driver claims you backed into them.
> 3. Besides any property damage to my car, is the other insurance
> company responsible for any medical expenses I may incur if I go and
> get my neck checked out?
Probably, but that doesn't matter... and don't skip the dentist.
> 4. As if there weren't enough; one more plot twist. The other driver
> mentioned that the vehicle he was driving (it was a truck or SUV) was
> a rental. If that was in fact the case, does that make it more or less
> difficult for me?
Probably neither. That's why you have insurance, and why it's called
"insurance".
Let your insurer do the job you've pre-paid them to do in case of an
"incident".
And, at the *first* sign from them that you should, consult with a
*reputable* personal injury attorney.
It's fine to try and be a nice guy and everything, but not at your own
risk.
Suppose Mr. Rear-ender left the scene and drove straight to the
nearest police station and reported that you backed into him, he gave
you his info, and then you took off... but he got your license number?
Next thing you know, you're getting arrested for hit and run.
Most people don't realize that crashes, even minor ones, are "legal
affairs", and the aftermath can be a whole lot more pain in the ass
than the crash itself.
So it's best to go "by the book" (and keep a 24 shot disposable camera
in the car and use every frame to capture the scene).
-----
- gpsman
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| Re: Auto accident story - with a twist [message #795932 ] |
Tue, 26 February 2008 00:14 |
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On Mon, 25 Feb 2008 13:59:26 -0800 (PST), gpsman
<gpsman [at] driversmail.com> wrote:
>
>Most people don't realize that crashes, even minor ones, are "legal
>affairs", and the aftermath can be a whole lot more pain in the ass
>than the crash itself.
That's why after every, "incident," I've been in I have demanded that
the police be called and a report taken.
>So it's best to go "by the book" (and keep a 24 shot disposable camera
>in the car and use every frame to capture the scene).
Most cellphones have cameras in them these days and even a cheap
digital camera will hold more than 24 shots.
F ools
E gomaniacs &
M orons
A ssociation
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| Re: Auto accident story - with a twist [message #795936 ] |
Tue, 26 February 2008 01:30 |
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On Feb 25, 5:14 pm, necromancer
<55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote:
> On Mon, 25 Feb 2008 13:59:26 -0800 (PST), gpsman
>
> <gps... [at] driversmail.com> wrote:
>
> >Most people don't realize that crashes, even minor ones, are "legal
> >affairs", and the aftermath can be a whole lot more pain in the ass
> >than the crash itself.
>
> That's why after every, "incident," I've been in I have demanded that
> the police be called and a report taken.
>
> >So it's best to go "by the book" (and keep a 24 shot disposable camera
> >in the car and use every frame to capture the scene).
>
> Most cellphones have cameras in them these days and even a cheap
> digital camera will hold more than 24 shots.
That's excellent advice. I wish I had been able to take accident
scene photos in my recent "incident". Not that it probably is going
to make a difference in the case, but still it would've been a good
idea.
I'd like to see a photo of the impression of your plate myself--that
must be really something to see, but of course you shouldn't post it.
At the accident that I was in recently, I had a camera with me (I
always do) in the back seat of the car, in a backpack, but I had a
hard time getting the door open and it was too dark and I was really
too shook up to take any photos anyway.
We did get photos of the car after it had been towed, though. We were
rear-ended along with two other cars, and the trailer hitch in the
pickup truck that we were slammed into made a bullet-hole clean cut in
our front plate. It was pretty cool:
http://www.kriho.com/Chicago/plate-hole.jpg
--
YOP...
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| Re: Auto accident story - with a twist [message #795943 ] |
Tue, 26 February 2008 03:36 |
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On Mon, 25 Feb 2008 16:30:16 -0800 (PST), Nicko
<nervous.nick [at] gmail.com> wrote:
>On Feb 25, 5:14 pm, necromancer
><55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote:
>> On Mon, 25 Feb 2008 13:59:26 -0800 (PST), gpsman
>>
>> <gps... [at] driversmail.com> wrote:
>>
>> >Most people don't realize that crashes, even minor ones, are "legal
>> >affairs", and the aftermath can be a whole lot more pain in the ass
>> >than the crash itself.
>>
>> That's why after every, "incident," I've been in I have demanded that
>> the police be called and a report taken.
>>
>> >So it's best to go "by the book" (and keep a 24 shot disposable camera
>> >in the car and use every frame to capture the scene).
>>
>> Most cellphones have cameras in them these days and even a cheap
>> digital camera will hold more than 24 shots.
>
>
>That's excellent advice. I wish I had been able to take accident
>scene photos in my recent "incident". Not that it probably is going
>to make a difference in the case, but still it would've been a good
>idea.
>
>I'd like to see a photo of the impression of your plate myself--that
>must be really something to see, but of course you shouldn't post it.
Actually, the incident that gpsman referrs to was someone else's, not
mine. Its been about 4 years or so since my last, "incident," when a
deer did this to my car:
http://www.worldofnecromancer.org/pics/page8.html
>At the accident that I was in recently, I had a camera with me (I
>always do) in the back seat of the car, in a backpack, but I had a
>hard time getting the door open and it was too dark and I was really
>too shook up to take any photos anyway.
>
>We did get photos of the car after it had been towed, though. We were
>rear-ended along with two other cars, and the trailer hitch in the
>pickup truck that we were slammed into made a bullet-hole clean cut in
>our front plate. It was pretty cool:
>
>http://www.kriho.com/Chicago/plate-hole.jpg
OUCH! Lucky that that hitch didn't go past the bumper and into the
radiator....
F ascist
B rotherhood
I ncorporated
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| Re: Auto accident story - with a twist [message #795944 ] |
Tue, 26 February 2008 03:42 |
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Read your auto insurance policy. Many companies REQUIRE they be
notified regardless of fault, damage, remedy, etc. Not doing so could
put you in violation of your insurance agreement which can have all
types of nasty consequences.
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| Re: Auto accident story - with a twist [message #795981 ] |
Tue, 26 February 2008 14:34 |
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On Feb 25, 6:14 pm, necromancer
<55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote:
> On Mon, 25 Feb 2008 13:59:26 -0800 (PST), gpsman
>
> <gps... [at] driversmail.com> wrote:
>
> >So it's best to go "by the book" (and keep a 24 shot disposable camera
> >in the car and use every frame to capture the scene).
>
> Most cellphones have cameras in them these days and even a cheap
> digital camera will hold more than 24 shots.
Digital is the way to go as matter of convenience, but as evidence in
court, film is preferable.
-----
- gpsman
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| Re: Auto accident story - with a twist [message #795991 ] |
Tue, 26 February 2008 17:03 |
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In chi.general kastnna <kastnna [at] auburnalum.org> wrote:
> Read your auto insurance policy. Many companies REQUIRE they be
> notified regardless of fault, damage, remedy, etc. Not doing so could
> put you in violation of your insurance agreement which can have all
> types of nasty consequences.
like getting ripped off? insurance companies are already matered that.
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| Re: Auto accident story - with a twist [message #795992 ] |
Tue, 26 February 2008 17:15 |
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Post removed (X-No-Archive: yes)
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| Re: Auto accident story - with a twist [message #795993 ] |
Tue, 26 February 2008 17:20 |
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"necromancer" <55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote in
message news:nhu6s39pa247rukebhfbi3vgd0hgvvhm14 [at] 4ax.com...
> On Mon, 25 Feb 2008 16:30:16 -0800 (PST), Nicko
> <nervous.nick [at] gmail.com> wrote:
>
>>On Feb 25, 5:14 pm, necromancer
>><55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote:
>>> On Mon, 25 Feb 2008 13:59:26 -0800 (PST), gpsman
>>>
>>> <gps... [at] driversmail.com> wrote:
>>>
>>> >Most people don't realize that crashes, even minor ones, are "legal
>>> >affairs", and the aftermath can be a whole lot more pain in the ass
>>> >than the crash itself.
>>>
>>> That's why after every, "incident," I've been in I have demanded that
>>> the police be called and a report taken.
>>>
>>> >So it's best to go "by the book" (and keep a 24 shot disposable camera
>>> >in the car and use every frame to capture the scene).
>>>
>>> Most cellphones have cameras in them these days and even a cheap
>>> digital camera will hold more than 24 shots.
>>
>>
>>That's excellent advice. I wish I had been able to take accident
>>scene photos in my recent "incident". Not that it probably is going
>>to make a difference in the case, but still it would've been a good
>>idea.
>>
>>I'd like to see a photo of the impression of your plate myself--that
>>must be really something to see, but of course you shouldn't post it.
>
> Actually, the incident that gpsman referrs to was someone else's, not
> mine. Its been about 4 years or so since my last, "incident," when a
> deer did this to my car:
>
> http://www.worldofnecromancer.org/pics/page8.html
>
>>At the accident that I was in recently, I had a camera with me (I
>>always do) in the back seat of the car, in a backpack, but I had a
>>hard time getting the door open and it was too dark and I was really
>>too shook up to take any photos anyway.
>>
>>We did get photos of the car after it had been towed, though. We were
>>rear-ended along with two other cars, and the trailer hitch in the
>>pickup truck that we were slammed into made a bullet-hole clean cut in
>>our front plate. It was pretty cool:
>>
>>http://www.kriho.com/Chicago/plate-hole.jpg
>
> OUCH! Lucky that that hitch didn't go past the bumper and into the
> radiator....
>
> F ascist
> B rotherhood
> I ncorporated
Hey.....you around Brunswick?
I've got an ex-partner that lives on Sea Island. I've been down to see him a
bunch of times and usually stay over on Jekyll in the "summer homes".
Kinda neat to take a dump in the same bathroom that mega-mogul-robber-barons
took a dump in.
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| Re: Auto accident story - with a twist [message #795994 ] |
Tue, 26 February 2008 17:32 |
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<starved [at] rock.com> wrote in message
news:8ff6b62c-f35a-42d8-831c-03d96c3941f2 [at] 64g2000hsw.googlegroups.com...
> Yeah this is not your typical car accident story - it's got some
> definite plot twists.
>
> Okay so 1:30 AM Sunday I'm sitting at a red light, in a chicago
> suburb. Boom! I'm rear ended. It didn't appear that the car behind me
> was going that fast, so although my head snapped back and my neck
> hurt, it wasn't anything serious. Only a *very* slight soreness, and
> stiffness. And when I got out of the car and checked my back bumper, I
> didn't see any serious damage at all. Just some paint scratches
> really, and some very small indentations on the plastic bumper.
>
> Although I still should have called a cop out to the scene, for
> whatever reason I let myself be persuaded by the other driver when he
> asked if we could avoid the police and insurance companies. He offered
> to give me cash equal to my deductible, which I accepted.
>
> So here it is the next day, and all day long I'm having second
> thoughts. Maybe there's hidden damage on my car that I couldn't see?
> Maybe my neck and shoulders have some kind of injury that won't
> surface until a few days or weeks later? Should I go to the doctor and
> get it checked out? So maybe I should have filed a report with the
> police at the time of the accident?
>
> So all day long I'm contemplating going down to the police dept. and
> filing a report. And what finally made up my mind to do just that? In
> the daytime, looking at my back bumper, I see the license plate
> numbers of the other car IMPRINTED ON MY BACK BUMPER! The red paint on
> the numbers transferred them right over. It was as if someone took a
> red stencil! Unbelievable!
>
> At the police dept. they had never seen this happen with license plate
> numbers before. They couldn't get over it. They went ahead and filed a
> report, and told me they would try and track down the driver, using
> the license plate numbers imprinted on my back bumper.
>
> So my questions are:
>
> 1. A body shop estimates the repair costs of my back bumper to be
> $650. No other frame damage was found. My collision deductible is
> $500. Is it even worth it to make a claim? My insurance company told
> me that even if the other driver is tracked down, and his insurance
> company is asked to reimburse my insurance company, it will still go
> down on my insurance record as an "incident." Even though it was not
> my fault. What are the consequences for my having "incident" like this
> on my record?
>
> 2. If the police are able to track down the other driver, what are my
> chances in attempting to deal with his insurance company only, and
> avoid getting mine involved? Do they have a case to contest this,
> since I didn't report the accident until 20 hours later? Are license
> plate numbers imprinted on my back bumper enough proof that his car
> did in fact hit mine? And I'm perfectly willing to return the money
> the other driver gave me.
>
> 3. Besides any property damage to my car, is the other insurance
> company responsible for any medical expenses I may incur if I go and
> get my neck checked out?
>
> 4. As if there weren't enough; one more plot twist. The other driver
> mentioned that the vehicle he was driving (it was a truck or SUV) was
> a rental. If that was in fact the case, does that make it more or less
> difficult for me?
>
> For anyone who wants to try and take a stab at giving me some insight
> on this situation, it would be greatly appreciated. Thanks!
Altough you've gotten a good round of opinions on this I will add two facts.
Number one, as far as people demanding that an accident report be taken or
deciding not to make one is actually out of a parties control.
ILCS clearly sets parameters for when an IL "crash report" will be taken and
when it won't.
Unless it's changed since I left, you*will* notify police and a crash report
*will* be taken if the damage to any one unit/property exceeds the amount of
$500, or when a personal injury exists.
As I recall, if a 'hit and run' has occured, a police case report will be
filed, but not a crash report unless it meets the above criteria.
If none of the above criteria is met, i.e. a "bumper scratch" amounting to
under $500, a crash report will *not* be filed.
That's just off the top of my head, I could go to the books if needed.
However, a lot of agencies will file a crash report 'just because' to avoid
liability.
Second point being, you have an injury, no matter how minor. You need it
documented.
Most of all, you need counsel. Anyone will take it on a contingent basis.
Doesn't cost you a penny, and covers your ass big time with everything
getting fixed, and more than enough change back to you to buy band aids.
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| Re: Auto accident story - with a twist [message #795999 ] |
Tue, 26 February 2008 18:04 |
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On Mon, 25 Feb 2008 20:53:30 +0000 (UTC), Cydrome Leader
<presence [at] MUNGEpanix.com> wrote:
>>
>> Depends on how good the rental company was in keeping info and getting
>> them to release it.
>
>if it was a rental why did they just pay $500 to make things go away?
Duh... Because the driver is responsible for the damage he caused.
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| Re: Auto accident story - with a twist [message #796029 ] |
Tue, 26 February 2008 21:25 |
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On Tue, 26 Feb 2008 10:32:29 -0600, "Ron T." <not [at] home.com> wrote:
>
>Unless it's changed since I left, you*will* notify police and a crash report
>*will* be taken if the damage to any one unit/property exceeds the amount of
>$500, or when a personal injury exists.
These days, I suspect that just about any hit is going to do that much
damage to one or both of the vehicles. About a year before I hit the
deer, a guy in a pickup backed (less than 5MPH) into me leaving
superficial damage to the front bumper cover (namely imprints of his
exhaust pipes). Good thing I demanded a report: the repair bill (sent
to his insurance company) was almost US$900.00 (including 3 days in a
rental car).
RE your other inquiry, Yes I am in Brunswick and I visit Jekyll
frequently.
See a few of my videos of the area:
www.youtube.com/necroslair
F ools
E gomaniacs &
M orons
A ssociation
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| Re: Auto accident story - with a twist [message #796032 ] |
Tue, 26 February 2008 21:42 |
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"necromancer" <55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote in
message news:j5t8s3tjkd07aq78fgpalsj5vdtd42ao4r [at] 4ax.com...
> On Tue, 26 Feb 2008 10:32:29 -0600, "Ron T." <not [at] home.com> wrote:
>
>
> RE your other inquiry, Yes I am in Brunswick and I visit Jekyll
> frequently.
>
> See a few of my videos of the area:
>
> www.youtube.com/necroslair
>
I *almost* envy you.
Some of the absolute craziest real estate prices I've ever seen.
Every 2 or 3 years he'd set me up with teaching a block at FLETC. It was a
nice gig while working, the tax benefits are obvious, and I had a good time
in the area eating seafood and BBQ until it came out my ears.
However, when driving around Sea Island & St. Simons, and he's pointing out
these houses, "this one went for 12 million, this one went for 8 million,
that road is where Burt Reynolds lives..."
The usual and customary, "Why don't you come down here and practice",
sounded much like, "Ron..ol' buddy....howdja like to work until the day you
drop dead?"
I liked staying at The Cloister, also, but Jekyll's got that "magic", ya
know?
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| Re: Auto accident story - with a twist [message #796035 ] |
Tue, 26 February 2008 22:07 |
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On Tue, 26 Feb 2008 14:42:45 -0600, "Ron T." <not [at] home.com> wrote:
>
>"necromancer" <55_sux [at] worldofnecromancer_no_spam_no_way.org> wrote in
>message news:j5t8s3tjkd07aq78fgpalsj5vdtd42ao4r [at] 4ax.com...
>> On Tue, 26 Feb 2008 10:32:29 -0600, "Ron T." <not [at] home.com> wrote:
>
>>
>>
>> RE your other inquiry, Yes I am in Brunswick and I visit Jekyll
>> frequently.
>>
>> See a few of my videos of the area:
>>
>> www.youtube.com/necroslair
>>
>
>I *almost* envy you.
>
>Some of the absolute craziest real estate prices I've ever seen.
The mainland is not too bad. New is about in the mid 150's or so. And
there are plenty of places for 100 or less.
>Every 2 or 3 years he'd set me up with teaching a block at FLETC. It was a
>nice gig while working, the tax benefits are obvious, and I had a good time
>in the area eating seafood and BBQ until it came out my ears.
>
>However, when driving around Sea Island & St. Simons, and he's pointing out
>these houses, "this one went for 12 million, this one went for 8 million,
>that road is where Burt Reynolds lives..."
The one thing I take comfort in is that when the next hurricane hits
(and we are *long* overdue for one), those houses on St. Simons and
Sea Island will be first inline to absorb the surge. They don't call
'em, "barrier islands," for nothing.
>The usual and customary, "Why don't you come down here and practice",
>sounded much like, "Ron..ol' buddy....howdja like to work until the day you
>drop dead?"
Its not that bad. If you don't mind a short drive to Jekyll or St.
Simons, affordable housing can be found.
>I liked staying at The Cloister, also, but Jekyll's got that "magic", ya
>know?
Yep, I know. Unfortunately, that, "magic," is going to disappear if
certain elements - mostly from out of the area - get their way.
See: www.savejekyllisland.org
V ery
I rritating
A ddition
T o
O nline
L andtravel
O pinion
G roups
I ncluding
S ome
T trolling
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